Host John Snyder discusses food prices, oil production and the mortgage crisis as all being related to America’s singular love-affair with regulation and legislation by litigation. The program investigates the problem of stagnate supply as opposed to explaining these problems as issues of increased demand. Environmental laws are no small part of the food problem. Cartels and Government ownership of oil explains most of the inflated cost of oil, while the Clean Water Act and the Endangered Species Act in particular are tying up vast amounts of farm land that otherwise would be used to increased agricultural production. These latter regulations also have the effect of increasing development costs in the housing industry. Finally host John Snyder offers some thoughts on how to remedy these recurring banking crises using historical examples   and particularly how the Federal Government and the Federal Reserve may be made more accountable in their duty to closely regulate the money supply.